/* Apex Financial Solutions - Corporate Style */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #1a3a52;
    --secondary: #2c5270;
    --accent: #d4a853;
    --text: #333333;
    --light: #f8f9fa;
    --border: #e0e0e0;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: var(--text);
    background: #fff;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
header {
    background: var(--primary);
    color: #fff;
    padding: 20px 0;
}

header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 24px;
    font-weight: 700;
}

nav ul {
    display: flex;
    list-style: none;
    gap: 30px;
}

nav a {
    color: #fff;
    text-decoration: none;
    font-size: 14px;
}

nav a:hover {
    color: var(--accent);
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
    color: #fff;
    padding: 80px 0;
    text-align: center;
}

.hero h1 {
    font-size: 48px;
    margin-bottom: 20px;
}

.hero p {
    font-size: 20px;
    margin-bottom: 30px;
    opacity: 0.9;
}

.cta-button {
    display: inline-block;
    background: var(--accent);
    color: #fff;
    padding: 15px 40px;
    text-decoration: none;
    border-radius: 5px;
    font-weight: 600;
    transition: all 0.3s;
}

.cta-button:hover {
    background: #c49a45;
    transform: translateY(-2px);
}

/* Disclaimer Banner */
.disclaimer {
    background: #fff3cd;
    border: 2px solid #ffc107;
    padding: 15px;
    text-align: center;
    font-size: 13px;
    color: #856404;
    font-weight: 600;
}

/* Sections */
section {
    padding: 60px 0;
}

section h2 {
    font-size: 36px;
    color: var(--primary);
    margin-bottom: 20px;
    text-align: center;
}

.section-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

/* Services */
.services {
    background: var(--light);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.service-card {
    background: #fff;
    padding: 30px;
    border-radius: 8px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    text-align: center;
}

.service-card h3 {
    color: var(--primary);
    margin-bottom: 15px;
}

/* About */
.about {
    background: #fff;
}

.about p {
    margin-bottom: 15px;
}

/* Contact */
.contact {
    background: var(--light);
}

.contact-info {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.contact-item {
    text-align: center;
    padding: 20px;
    background: #fff;
    border-radius: 8px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.contact-item h4 {
    color: var(--primary);
    margin-bottom: 10px;
}

/* Legal Sections */
.legal-section {
    background: #fff;
    padding: 60px 0;
    border-top: 1px solid var(--border);
}

.legal-content {
    max-width: 900px;
    margin: 0 auto;
}

.legal-content h3 {
    color: var(--primary);
    margin: 30px 0 15px 0;
    font-size: 22px;
}

.legal-content p {
    margin-bottom: 15px;
    font-size: 14px;
    color: #555;
}

.legal-content ul {
    margin-left: 30px;
    margin-bottom: 15px;
}

.legal-content li {
    font-size: 14px;
    color: #555;
    margin-bottom: 8px;
}

/* Footer */
footer {
    background: var(--primary);
    color: #fff;
    padding: 40px 0;
    text-align: center;
}

footer p {
    font-size: 13px;
    opacity: 0.8;
    margin-bottom: 10px;
}

.footer-disclaimer {
    background: #fff;
    color: #856404;
    padding: 10px;
    font-size: 12px;
    text-align: center;
    font-weight: 600;
}

/* Cookie Banner */
.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--primary);
    color: #fff;
    padding: 20px;
    text-align: center;
    display: none;
}

.cookie-banner.show {
    display: block;
}

.cookie-buttons {
    margin-top: 15px;
}

.cookie-buttons button {
    padding: 10px 25px;
    margin: 0 10px;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    font-weight: 600;
}

.accept-cookies {
    background: var(--accent);
    color: #fff;
}

.reject-cookies {
    background: transparent;
    border: 2px solid #fff;
    color: #fff;
}

/* Responsive */
@media (max-width: 768px) {
    nav ul {
        display: none;
    }
    
    .hero h1 {
        font-size: 32px;
    }
    
    .hero p {
        font-size: 16px;
    }
    
    section h2 {
        font-size: 28px;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
}